Quantitative Credit Strategist

No Longer Available

loanDepot, America's lender, matches borrowers through technology and high-touch customer care with the credit they need to fuel their lives. While there are many loan-touch career opportunities within loanDepot, we could not take care of our employees, nor our customers, without the amazing support of our corporate teams. From HR & Marketing to Finance & Compliance, #TeamloanDepot is always searching for the best talent out there. With over $100 billion in funded loans since inception, the evolution & enthusiasm is not slowing down anytime soon. Come join us.

loanDepot — We are America’s Lender.



Position Summary:

The Quantitative Credit Strategist is primarily responsible for designing and monitoring credit strategy for consumer lending products including personal loan, mortgage loan, home equity, etc., generating monthly acquisition/existing customer performance reports for consumer loan portfolio, conducting thorough data and P&L (profit and loss) analysis to identify business growth opportunity and support senior management for business decision.



  • Scientific data analysis using decision tree, cluster analysis methods for both risk and marketing analytics to design credit and marketing strategy
  • Accountability for the development and ongoing production of monthly acquisition, existing customer performance reports for consumer loan portfolio
  • Adapt P&L models in response to changing strategies and provide the simulation result under different sensitivity and stress assumptions
  • Compare the actual performance vs. business case simulation, then identify discrepancy and find out the reason by conducting thorough data analysis
  • Support Ad-hoc report/data analysis requests and work with various business partners including Modeling, Product, Marketing, etc.



  • Strong business focus and good understanding of the profitability drivers of relevant consumer credit products (i.e. loans, credit card, etc). Having experience in mortgage loan is highly preferred
  • High proficiency in SAS/SQL programming and ability to work fluently with various data sets.  Ability to use Tableau preferred but not required
  • Solid analytical, quantitative and problem solving skills
  • Flexibility and ability to thrive in a rapidly changing, fast-paced environment
  • Ability to convert technical analysis into clear and concise business presentations detailing actionable items
  • Strong attention to detail and process orientation in order to prioritize tasks.
  • Understanding of financial and accounting principles, terminology and concepts.
  • Detailed oriented and well organized with the ability to work independently and manage projects and deadlines
  • 2+ years’ experience working with SAS and SQL required
  • Previous experience with a financial institution a plus
  • Having mortgage experience a big plus

The Perks:

  • Competitive compensation reliant on ability & experience
  • Excellent benefits package including multiple health, dental & vision options
  • Company paid life and AD&D Insurance, as well as additional voluntary benefit possibilities
  • 401K with robust company match
  • 15+ PTO days, in addition to 8 paid company holidays
  • The opportunity to work for America’s Lender under the vision of industry legend, Anthony Hsieh



loanDepot is a proud equal opportunity employer.


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