Products & Pricing

loanDepot funded $35 billion in 2017 and more than $135 billion in just 8 years since inception. We are the fastest growing non-bank lender in the nation. Rest assured, we have the product to fit your needs along with some you won’t find anywhere else.
At loanDepot we believe in creating markets and market share for our teams. Correspondent Lenders want to partner with us on all of our programs and, when we find an opportunity without a partner, we are perfectly positioned to use our balance sheet to satisfy that need. We will lead the industry in Product Development.

- Eric Bachelor , SVP, Capital Markets with loanDepot

Jumbo Products

5/1, 7/1 & 10/1 & Proprietary

VA Renovation Loans

Unique to loanDepot

Personal Loans

Only Non-Bank to Offer This

Various HELOC Programs

700 FICO on 89.99% LTV & Others

Builder Program

Extended Rate Locks

Renovation Specialists

Hands-On Renovation Support Team

Lifetime Guarantee

Unique to loanDepot

Doctor Loan

Various Products & Low Down Payments

95% LTV up to $850,000

Purchase and Refi + LPMI

Coming soon

Construction to Perm

Proprietary Product

Reno - Manufactured Housing

Unique to loanDepot

And then some!

See Below

Competitive, market-driven pricing.
Our goal is never to lose a loan to price!

  • Direct Delivery to Agencies
  • Servicing Retained on 70% of Originations
  • Dedicated Condo Team
  • Renovation Specialist
  • 40 Year Interest Only (IO)
  • Strong High Balance Conforming
  • Conforming and Non-Conforming
  • Second Mortgages and HELOCs
  • VA/FHA Purchase to 520 & 10% Down
  • Construction and Land Loans
  • FHA 203K
  • Fixed and Adjustable Rate
  • State / Bond Programs
  • DPA
  • Condo / Co-Op Financing
  • Foreign National Loan
  • Reverse
  • Ability to Broker
  • Licensed in all 50 States

*Product availability may depend on business channel and geography. Please reach out to us to learn more.

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